There policies are flexible so you can customise your cover to suit you and your pet. Do not believe the hype, They will do anything they can to avoid paying!!! NimbleFins is a research and data-driven personal finance site. No, Direct Line does not have Lifetime cover—their "Essential" plan is Time Limited and their "Advanced" plan is Maximum Benefit per Condition. In December during the COVID-19 lock-down, instead of contacting my insurance, I'd received a letter stating legal action will be taken against me as Direct Line hadn't received their outlay payment from my insurance and due to it's my fault I'm held responsible to PAY UP. Unsurprisingly, the stripped-back, basic policies offer more "value" in terms of the vet cover for the premium paid because you're not paying for extras like 3rd party liability, overseas cover, death due to illness/accident, lost pet cover, holiday cancellation or boarding cover—think carefully about what type of cover is best for you and your pet as it's not worth saving a few quid is you don't have the cover you need. Hydrotherapy and physiotherapy are subject to £35/session limits, max of 15 sessions. Cover is for accident, injury and illness, and complementary treatments per condition. ", "My dog had a trauma to a tooth, Direct Line wouldn't pay out anything towards my £3,000 bill. Our price checks also showed that the Overseas Travel package added around £13 per year and the 5 in 1 package added around £110 per year to the young, crossbreed dog's insurance quote. £2,500 for vet fees for travel in the EU. The insurer says that as no two pets are the same, its Essential and Advanced cover options can both be customised to suit each animal. Agria Pet Insurance offers comprehensive Lifetime plans for lower-than-average prices. Never had a claim quibbled. #14. Read our full disclosure here. While Direct Line has earned 4.2 stars out of 5 at Trustpilot, these reviews reflect a mix of all of their insurance products, from car to home to travel to pet. When we recently price checked the additional cost of Third Party Liability cover with Direct Line, we found it added about £8 per year to a policy for a young, male crossbreed dog—well worth the cost, in our opinion. Quick Takeaway: If you want a Lifetime plan (not available from Direct Line), you might want to consider PetPlan, the biggest UK pet insurance brand. The DLG is listed on the London Stock Exchange. Other complementary therapies have no specific limits, but just come out of the overall vet fee limit. Read review of Direct Line Pet Insurance Pet Insurance. Direct Line provides more than 13,000 car insurance quotes daily. " £6,000 of cover for loss, theft or death. You can submit a Direct Line pet insurance claim online Direct Line pet insurance claim online, or download a Direct Line pet insurance claim form here. The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. To get a Direct Line pet insurance quote, click here or call 0345 246 8705—but before calling keep in mind that buying online is cheaper, because you'll get 12 months for the price of 9 (the first year). If you want a Lifetime plan (generally considered to be the best/safest type of pet insurance) then you'll need to look elsewhere. Read more on LinkedIn. Dental treatment included in the £15,000 of vet fee cover. Use our reviews and guides to help you learn about insurance plans before you buy. Pet Insurance Reviews: TopConsumerReviews.com reviews and ranks the best Pet Insurance programs available today. It is this compensation and the payment for each policy bought from our Partner Insurers that enables Company to provide you with services at no cost. PetPlan policies include dental illness and injury but don't cover euthanasia. See what our customers are saying about us. Registered in England and Wales No. Read Direct Line pet insurance reviews and compare insurance providers on Compare by Review, the only comparison site that values quality over price. This compensation may impact how and where offers appear on this site (for example, the order in which they appear). We strive to provide a wide array of offers, but our offers do not represent all available pet insurance companies or products.Â, All information displayed is summarised from the insurersâ sites and all indicative costs and policy limits are subject to exclusions and conditions. Direct Line started selling car insurance from a single call centre in Croydon. Direct Line Pet Insurance. As well as looking at how Direct Line's car insurance policy stacks up against others, we've also analysed how customers who have recently made a claim feel about it too. Buy online and get 12 months for the price of 9. I have now noticed that "Any claims that exceed the policy limit" are not covered. Individual treatment limits may apply. Direct Line offers two pet insurance policies: one Time Limited and one Maximum Benefit, offering £4,000 and £8,000 of cover, respectively. Today, you can buy home, pet, travel, life, breakdown, landlord and business cover direct from us - online, or over the phone. Cover for advertising or reward if your pet goes missing. 1179980.) 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